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What you will find in this edition

  • Editor's Note:
    It's Time to Diversify!
  • Business Psychology:
    Mental Health Benefits from Giving Tuesday
  • Cross-Border Business:
    Cayman Captive Insurance Forum 2022
  • Business Etiquette:
    What to do about Appalling Dining Habits!
  • Executive Fitness:
    The Importance of Rest
  • Spirits & Cuisine:  
    Unique Ways to Cook Thanksgiving Turkey
  • Leisure: 
    Holiday Shopping Returns Next Week!
  • Travel: 
    Tips for Thanksgiving Travel 2022
  • Corb7 International Services:
    Swiss Trust Companies for Sale

International Business 

Editor's Note

It's Time to Diversify

It’s time to diversify.  If you are like me, you find it hard to watch the news.  Political instability is everywhere with some of the world’s most hypocritical people holding public office.  May I suggest that instead of feeling hopeless and vulnerable to the next radical fade, consider placing some of your business or personal assets in an environment of stability and appreciation.   It’s not just in the United States, many other countries are experiencing political strife. Hong Kong Taiwan, South Korea, Mexico, Canada, Australia, New Zealand to name just a few have major political concerns which are either related to Post- COID-19 or other major economic concerns.  Again, it’s time to diversify.

For anyone who is a regular reader of this column, you would most likely know that our jurisdiction of choice for the last 25 years has been Switzerland.  Today, that position stands firm and has been enhanced by legislation over the recent years which includes the new “Swiss Light Banking License” and business-friendly regulation surrounding the Crypto Currency sector.  Long gone are the illusions of numbered accounts and hidden money often promoted in movies.  Switzerland is one of the world’s largest financial centers with a sophisticated infrastructure and where language is almost never a challenge since English, French, German, and Italian are commonly spoken.  It is a stunningly beautiful location offering asset protection and a potential European flagship for profit.  If you are concerned about the future, now would be the time to move part of your assets in this direction while still meeting all your reporting requirements at home.         


International Business 

Business Psychology

Giving Tuesday

There are many health benefits to giving.

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Volunteering and donation is a great way for individuals to strengthen their communities, but it also can be a unique way for individuals to improve their own overall happiness.

A 2020 study published in the Journal of Happiness Studies examined 70,000 participants, each of whom received surveys that asked questions regarding their giving habits and mental health. The study found that, when compared to those who did not volunteer or support charities, people who had that did in the previous 12 months were more satisfied with their lives and gave their overall health higher ratings. The frequency of giving back to one's community also may affect just how much volunteering affects mental health. Study participants who volunteered at least once per month rated their mental health even higher than those who volunteered but did so infrequently.

The period between Thanksgiving and New Year's Day is widely referred to as the holiday season. Holidays such as Chanukah, Christmas and Kwanzaa all take place in this typically six-week window. During this period, there's another, possibly lesser known, event that can elicit many of the same warm feelings generated by more recognizable holidays.

GivingTuesday is held on the Tuesday after Thanksgiving every year. Though that typically means the day is celebrated after the calendar turns to December, this year GivingTuesday takes place on Tuesday, November 29.

What is GivingTuesday?

GivingTuesday organizers describe the event as a "movement that unleashes the power of radical generosity around the world." GivingTuesday is often characterized as hashtag activism, which involves social media users employing Twitter hashtags to show support for a cause. Twitter hashtags do not utilize spaces between words, so GivingTuesday references adhere to this practice.

How can people participate in GivingTuesday?

The organizers behind GivingTuesday note that the day is about all types of giving. Individuals who want to participate can donate money, food and/or clothing; start an advocacy campaign; help a neighbor; or commit an act of generosity. Participants need not make their GivingTuesday efforts part of any official event associated with the day, but those who want to can visit VolunteerMatch.org to look for volunteering opportunities in and around their communities. Employers and even local governments also may sponsor or host events on GivingTuesday. Twitter users also can use the hashtag #GivingTuesday to promote causes and/or encourage donations throughout the day. Some organizations may match users' donations up to a predetermined dollar amount, and users can enter #GivingTuesday into the Twitter search engine to discover such efforts. Parents can even help children find ways to participate by visiting GivingTuesdaySpark.org.

GivingTuesday is a global effort that emphasizes the power of generosity. Individuals can learn more at GivingTuesday.org. 


International Business 

Cross-Border Business 

Cayman Captive Insurance Forum 2022

Cutting-edge risk minimization ideas. 

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The largest gathering of captive owners and service providers at the world’s biggest captive insurance conference is just a few weeks away.

This year we meet at Grand Cayman’s world-famous Ritz-Carlton on November 29th – December 1st 2022 to share knowledge, expertise and best practice. The Forum will offer over 100 speakers representing cutting-edge industry thought leaders. 

The Cayman Islands has, over the past four decades, established itself as a respected international financial center, providing finance structures that enable efficient global flow of capital, based on a platform of English Common Law, transparency, and strong infrastructure.  

Use of Cayman structures, such as captive insurance companies, creates wealth everywhere, for example by enabling companies to provide lower cost insurance, or to insure against events that the commercial market considers uninsurable.  

The Cayman Islands is committed to providing a stable, responsible and responsive business environment and does not condone money laundering, tax evasion or any other criminal activity. Cayman has not only complied with all international regulatory initiatives, becoming a standard- setter in its own right for the adaptation and implementation of programs designed to halt these types of activities, but has been and remains an active participant in the discussions around the development of these regulations.  

Since 1979 when the Insurance Law was first passed in the Cayman Islands, this jurisdiction has become a major center for international insurance business. The Cayman Islands is the second largest domicile for captives and holds the number one position worldwide for healthcare captives. 

November 29th – December 1, 2022 

To Register or More Information Click Here


International Business   

Business Etiquette  

What to do about Appalling Dining Habits

by Candace Smith
The Etiquette Blog
Candace Smith Etiquette

Should you tell someone their dining habits are disgusting?     

Inappropriate or negative dining habits are generally not recognized by the person committing them, and so they would not know that their behavior is offensive.  As no offense is intended, it would be rude to tell them you were annoyed by habits that you find disgusting.  Etiquette errs on the side of “not.”
 
As Emily Post said, “Manners are a sensitive awareness of the feelings of others.  If you have that awareness, you have good manners, no matter what fork you use.”

A Persistent Issue
Annoying dining habits are a conundrum, and some find it a difficult problem to deal with or resolve.  Whether or not one is taught dining etiquette skills, being human makes us perfectly imperfect.  Therefore, annoyances will sometimes creep to the surface during social occasions.

Are any of these familiar to you?  A knife scraping on the plate…smacking or licking fingers…licking the back of the knife…slurping…biting the spoon with your teeth…eating with a mouth full of food…tossing the napkin on the table during the meal or not using it at all…reaching across the table to spear something with a fork…  The list goes on.
 
Eating involves all the senses, and sound and visual sensitivities can be difficult to handle when you are present with someone whose dining skills are not up to par.  Dining etiquette isn’t so much a specific set of rules as it is a bundle of civility skills pertaining to eating a meal with others.

Discussing Dining Habits
There are meals shared with people once, or once in a while, and then there are meals shared with people on a regular basis. When you are in a close relationship with someone, you are probably sharing many meals together in any given time frame.  And if you find their dining habits truly annoying, it may be worth having a conversation about.

If or when you decide to let someone know that you are bothered by the way they eat, keep these points in mind:

  • Embarrassing or shaming someone is never etiquette-ful.
  • “Disgusting” is not a nice word to use when referencing another’s behavior.

Humor can be employed, but only one-to-one.
“Tom, you’re going a little overboard with enthusiastic eating sounds!”
“Chris, hey go easy on that plate!”


Lifestyle

Executive Fitness 

The Importance of Rest

It is possible to exercise too much. 

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Regular exercise has been linked to a host of health benefits. People who exercise regularly can lower their risk for chronic diseases like heart disease and diabetes, and routine exercise can improve mood and potentially delay the onset of cognitive decline.

As vital as physical activity is to a healthy lifestyle, there is such a thing as too much exercise. According to the U.S. National Library of Medicine, rest is an important part of training. Without ample rest, the body does not have time to recover before the next workout. That lack of rest not only adversely affects performance, but also increases a person's risk for health problems, including injuries that can sideline athletes for lengthy periods of time.

Committed athletes may have a hard time recognizing when they are pushing themselves too hard, and the line between perseverance and overdoing it can be thin. Many athletes credit their ability to push themselves mentally and physically with helping them achieve their fitness goals and thrive as competitors. But it's vital that athletes learn to recognize the signs that suggest they're exercising too much. The USNLM notes that the following are some signs of overdoing it with an exercise routine.

· An inability to perform at your established level

· Requiring longer periods of rest between workout sessions

· Feeling tired

· Feeling depressed

· Experiencing mood swings or irritability

· Difficulty sleeping

· Feeling sore muscles or heavy limbs

· Suffering overuse injuries such as runner's knee, achilles tendinitis, shin splints, and plantar fasciitis

· Loss of motivation

· Getting more colds

· Unintended weight loss

· Feelings of anxiety

The USNLM urges anyone experiencing these symptoms to rest completely for between one and two weeks. After that period of rest, the body should be fully recovered. However, if any of these issues linger after two weeks, seek the advice of a health care provider. A health care provider may recommend additional rest and/or conduct a series of tests to determine if an underlying issue is causing any of the aforementioned symptoms.

Rest is as vital to an effective exercise regimen as proper technique, ensuring the body has ample time to recover and reducing the risk of overuse injuries. 


Lifestyle  

Spirits & Cuisine  

Unique Ways to Cook Thanksgiving Turkey

Thanksgiving in the United States is next week. 

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Thanksgiving is a beloved holiday. Families may have their own unique Thanksgiving traditions, but one staple of this kickoff to the holiday season is bound to make its way to Thanksgiving dinner tables no matter how unusual families' holiday celebrations may be: turkey.

Much effort goes into picking and preparing a Thanksgiving turkey. Depending on the size of the bird, turkeys can take many hours to cook. Thanksgiving celebrants are no doubt familiar with oven-roasted turkey, which is the most traditional way to cook turkey. But this year hosts who want to expand their horizons and think beyond the oven can consider two popular alternative methods to cooking a Thanksgiving turkey.

1. Deep frying

Deep frying is a popular way to prepare foods at outdoor events. For example, stroll through the parking lot on game day and you're liable to find football fans deep frying their favorite foods at their tailgate parties. Turkey can be deep fried and this method makes for an ideal option for hosts who want to enjoy the great outdoors while welcoming friends and loved ones to their homes. Deep frying imparts a juicy flavor that can be hard to replicate when roasting a turkey. Deep frying is a much faster way to cook a turkey than cooking it in the oven. However, deep frying also can be more dangerous, so it's imperative that cooks remain attentive when setting up the fryer and while the turkey is frying.

Where to deep fry the turkey also bears consideration. The turkey experts at Butterball® recommend deep frying the turkey outside on a flat surface that's far away from structures, including your home, garage, deck, etc.

The time required to deep fry a turkey will depend on the size of the bird, but experts note that it typically takes about 3 to 3.5 minutes per pound. Electric fryers may take significantly less time and they typically require less oil, so this is another option to consider. Many experts note that it's best to deep fry turkeys that are 15 lbs. or less, as the turkey will need to be completely submerged in oil when frying. In addition, turkeys larger than 15 lbs. may cook unevenly, which can affect flavor.

2. Smoking

Smoking has grown in popularity in recent years as grills that make this method possible have become more affordable. Smoking is a "low and slow" method of cooking, so this option is ideal for people who intend to be home all day on Thanksgiving and want to infuse their birds with a smoky flavor. However, even busy hosts can still consider smoking, as electric smokers now allow cooks to remotely control the temperatures in their grills. That's important, as smoking requires cooks to periodically check the temperature on their grills to ensure it has not dropped too low or risen too high.

Smoking a turkey typically requires maintaining a temperature between 225 and 250 F. Cooking times for smoked turkeys are typically around 30 minutes per pound, though it can take longer if the temperature is lower. Because of the extended cooking time, hosts may want to pick a turkey that weighs around 15 lbs., especially if they don't have much experience smoking.

This Thanksgiving, hosts can try something new by deep frying or smoking their turkeys.  


Lifestyle 

Leisure 


Holiday Shopping Returns Next Week!

Black Friday, Plaid Friday, Small Business Saturday, Cyber Monday & Giving Tuesday. 

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Shortly after the Thanksgiving leftovers are put away, individuals' thoughts shift to shopping. This is likely why the biggest shopping weekend of the holidays tends to fall directly after Tom Turkey has bid adieu.

Black Friday, Plaid Friday, Small Business Saturday, and Cyber Monday all come on the heels of the Thanksgiving holiday.

Black Friday is right around the corner but have you heard of Plaid Friday?  

What better ways to celebrate the diversity, uniqueness and creativity of independent, local businesses than by supporting them during the busiest shopping season of the year?

Plaid Friday was conceptualized in Oakland, Calif., several years ago in an effort to encourage holiday shoppers to slow down and shop locally at small businesses rather than partake in the frenzy of the traditional Black Friday rush at big box retailers. Similarly, Small Business Saturday® was founded by American Express in 2010 as a community-centric day to support local businesses. Small Business Saturday was the catalyst for the generalized Shop Small® movement, which encourages consumers to patronize small businesses.

These popular shopping holidays present opportunities for shoppers to score great prices on items on their shopping lists. Shoppers can take some additional steps to ensure they get the best prices possible .

Use a price tracking tool

Maybe the price of that gadget seems too good to be true, but could it go any lower? Utilize price-tracking tools to chart when prices go up and down so you know the best time to buy. With a resource like CamelCamelCamel, you can track the price of every item on Amazon and even set price alerts when it reaches your desired price. For other retailers, Honey and SlickDeals can help shoppers get the best prices possible. Honey applies coupon codes and can alert users to price drops.

Cherry pick deals

Different stores will offer different sales. Use your shopping list to match up with newspaper circulars (or online sales notices) and mark off on the list which store to visit for each item. Cherry pick deals accordingly. FLIPP is an app that enables you to compare prices in newspaper fliers so you know who is offering the best prices.

Know your prices

It's important to know the ordinary sticker price of common items and their price histories before assuming something is a great deal on Black Friday or Small Business Saturday. Unfortunately, some stores inflate prices around the holidays so their "doorbuster" deals seem like a deep slash. However, a $20 item marked down to $15 may not be such a bargain when you realize the original selling price was $15. Being a savvy shopper means knowing the value of items before shopping.

Stick to a list and budget

Keep track of what you're spending with a running tally if you're not using cash. This will help to keep spending in check. Also, do not buy items just for the sake of getting them at good prices. This can bust your budget quickly. Make a list and try not to deviate from it.

Don't be afraid to speak up

Ask the employees of the store if there are any coupons or promotions that you may be missing. Small businesses may have more wiggle room to work with you because they're not beholden to corporate pricing strategies. It never hurts to ask, even if the answer is "no."

Use smart strategies to get the best prices on gifts at the start of the holiday shopping season and in the weeks leading up to the big day.


Lifestyle

Travel 


Travel Tips for Thanksgiving 2022

Here are a few ideas to make your travel more enjoyable & safe. 

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With unpredictability in mind, prospective travelers can consider these tips as they make plans to travel this Thanksgiving.

If Flying: 

· Recognize the travel timeline might be different.  Remote working has afforded people more flexibility in regard to when they can travel this Thanksgiving.

· Pack light. Travelers who intend to fly this Thanksgiving may want to avoid checking any luggage. Baggage fees can be expensive, but many airlines also have been forced to confront new issues that hadn't been a problem in the past. For example, in June American Airlines was forced to cancel hundreds of flights due to pandemic-related staffing shortages. Staffing shortages can lead to confusion and last-minute cancellations, which may increase the likelihood that travelers' luggage is lost or temporarily misplaced. By packing just a carry-on bag, travelers can ensure they have everything they need when they arrive at their destination.

· Check the weather forecast.  Late November has not traditionally been a stormy season in many parts of North America, but it's still important that travelers stay abreast of the weather forecasts on and around Thanksgiving. Knowledge of the forecast may spur travelers who are driving to change their travel dates so they aren't caught in storms. Those who intend to fly may not have such flexibility, but it still pays to know the forecast. If a storm is coming, air travelers can give themselves extra time to get to the airport or even book rooms at airport hotels so they won't have to drive to the airport during a storm.

If Driving:

This Thanksgiving, drivers should make it a point to follow these tips to ensure they get to their destinations safely and soundly.

· Check the forecast before you go. Weather can be unpredictable around Thanksgiving. Conditions may be sunny one day and then cold and icy the next. Stay up-to-date on the latest weather forecasts and road conditions as you prepare for your trip, making sensible decisions about traveling if there is inclement weather.

· Get your vehicle inspected. Have your vehicle inspected in the days before you hit the road. A mechanic's diagnostic checkup and routine servicing, such as topping off fluids and changing windshield wipers, can make driving safer.

· Keep your fuel tank more than half-full. FEMA suggests keeping the tank full when temperatures are extremely cold. This is because condensation can build up in near-empty gas tanks, potentially freezing fuel lines and leaving you stranded.

· Opt for airline updates. If picking up family or friends at an airport understand that many flights can be delayed or canceled when weather is poor. Many airlines will now text travelers who are subscribed to updates or frequent-flyer programs and apps. That's a convenient and free bonus.

· Plan for stops. Drowsy driving and distracted driving are extreme dangers across North America. Take breaks to avoid drowsiness, and only use a mobile device when safely pulled over at a rest stop.

· Leave plenty of time. There are bound to be many travelers come Thanksgiving week. Build extra time into your trip so you don't have to speed or rush to make it on time.

Thanksgiving is a big travel holiday. Make it to family dinner safe and full of smiles by following various safety trips during your travels. 


Business Services

Acquisitions 

BUSINESS OPPORTUNITIES FOR SALE!


Corb7 International
"Think Seven Continents, Think a World of Opportunity"


*40-Year-Old Swiss Trust Company - SOLD
Established in the year 1982
Place of Incorporation Zug, Switzerland  

*36-Year-Old Swiss Trust Company - SOLD
Established in the year 1986
Place of Incorporation Zug, Switzerland   

* 60-Year-Old Swiss Trust Company - AVAILABLE
Established in the year 1962
Place of Incorporation Zug, Switzerland

* 21-Year-Old Swiss Trust Company AVAILABLE
Established in the year 2001
Place of Incorporation Zug, Switzerland

Profit, Privacy & Asset Protection
 
For Details:

Call +1-310-601-3115 (Beverly Hills Office)
or 
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