Corb7 International May 13, 2020 Newsletter

International Business

Feature

Safety Tips for Online Banking!

In the digital era, many errands that once required leaving the house can be conducted from the comforts of home. Groceries can be ordered online and delivered to consumers’ doorsteps, while bills can be paid online, saving men and women from having to drive to their nearby post office.

Online banking has revolutionized the way people manage their money. Investors can buy or sell stocks with the click of a mouse, and money can be moved across accounts just as easily and instantly. Many consumers now even do their banking on their mobile phones. In fact, a 2016 study from the Federal Reserve found that 67 percent of millennials use mobile banking, suggesting that mobile banking is the wave of the future.

While online or mobile banking makes it easy for consumers to manage their money, it’s also potentially much riskier than in-person banking at the bank. Unseen hackers and thieves are lurking online and in places where Wi-Fi is open and free, so online and mobile banking enthusiasts must exercise caution when accessing their accounts.

· Sign up for two-factor authentication. Some banks and credit card companies now provide two-factor authentication, and some may even insist their customers use it. Two-factor authentication requires two forms of verification before users can log into their accounts. The first might be the traditional username and password, while the second might be a temporary code texted or emailed to users after they log into their accounts. Some consumers may feel two-factor authentication is tedious and slow, but it’s an effective safety measure that should only delay online or mobile banking by a few seconds.

· Use only secure network connections. Public Wi-Fi can be convenient, but consumers should never use such connections to do their online or mobile banking. The American Bankers Association suggests consumers always do their online banking via their own private home networks. Consumers who routinely use public Wi-Fi, even if it’s just for basic internet surfing, should log out of mobile banking apps or websites before logging on to public networks.

· Change passwords frequently and avoid using the same password for more than one account. Many banking websites advise customers if their passwords are weak or strong when customers first set up their accounts. Even if customers’ passwords are deemed strong, it’s best to change them periodically so hackers or criminals cannot guess them. And consumers should never use the same password for more than one account, as that can make it much easier for criminals to steal consumers’ identities.

· Monitor credit scores. Consumers have the right to one free credit report each year, but many credit card companies now update customers regarding their credit scores once per month. Consumers many need to sign up to take advantage of this service, but doing so is typically free. If credit scores suddenly dip unexpectedly and without reason, consumers may have been victimized by identity theft and can then take the necessary course of action to address the issue.

Online and mobile banking is convenient, but consumers must tread carefully when accessing sensitive financial information online.

International Business

Business Psychology

Own the Day / Own Your Life!

We recently completed the book “Own the Day, Own Your Life” by Aubrey Marcus.  This is an excellent work that we highly recommend.   You have one life and one shot at living the best life you can and this book gives you a lot of ideas and potential habits to accomplish it.  Take a look at the video above an if you like it, we suggest reviewing his YouTube videos which offers a vision experience to many of the chapters of this book.

International Business

Business Tools

Understanding the Benefit of Ownership!

Owning a Swiss Trust Company can offer tremendous benefits for the right client.   In this brief video, we offer a comprehensive synopsis.

Lifestyle

Executive Fitness

3 Tips to Overcome Everyday Aches & Pain

Pain is a significant concern for many people. Estimates from the International Association for the Study of Pain suggest that one in five adults across the globe suffer from pain.

Pain can affect anyone, even people who have not been in an accident or suffered an injury while playing a sport or performing another physical activity. For example, lower back pain, which can be caused by sitting at a desk for long stretches of time, is the most common type of chronic pain in the United States. Such pain may be unavoidable, but that does not mean it and other types of everyday aches and pains cannot be overcome.

1. Begin a well-rounded exercise regimen.

Regular exercise that includes both strength training and cardiovascular exercise increases blood flow and helps build a strong core. A strong core supports the spine and reduces the pressure on it, making it less likely people who sit for long stretches at a time will end their days with lower back pain. Routine exercise also helps other areas of the body by keeping muscles loose and flexible. Before beginning a new exercise regimen, men and women, especially those with existing aches and pains, should consult their physicians about which exercises they should do and which they might want to avoid.

2. Employ RICE.

RICE, which stands for rest, ice, compression, and elevation, can help men and women overcome the aches and pains that result as the body ages and tendons begin to lose some of their elasticity. RICE might be most helpful for people who have been diagnosed with tendinitis. Athletes over 40 who engage in activities that require repetitive motion might need to take more days off between rounds of golf or other competitive and/or repetitive activities. If tendinitis flares up, take some time away, icing any sore areas, wrapping them in bandages, and elevating them while resting. Athletes rarely want to sit on the sidelines, but a few days off can go a long way toward alleviating the pain associated with tendinitis.

3. Recognize your body may develop some limitations.

Age should not prevent you from being physically active, and numerous studies have touted the benefits of continuing to exercise into your golden years. However, as the body ages, muscle fibers become less dense, resulting in a loss of flexibility that increases the risk of injury and/or soreness. As men and women grow older, they shouldn’t abandon activities like gardening or strength training. But they may need to scale back on the intensity with which they perform such activities. Doing so can prevent the kinds of muscle strains associated with aging.

Pain affects more than one billion people across the globe. But some simple strategies can help people overcome pain and enjoy a rich quality of life.

Lifestyle

International Spirits & Cuisine

Alcohol: Friend or Foe? The Answer is Not Cut & Dry!

Alcohol can be both tonic and poison. Literature suggesting that light to moderate drinking presents a plethora of health benefits can be found if people go looking for it. However, alcohol also has its detractors, who say that the risks outweigh the benefits when it comes to drinking. This makes it even more complicated to decided if consuming alcohol is something that can safely be included in one’s lifestyle or if it’s something to be avoided.

The Centers for Disease Control and Prevention says that alcohol can affect every organ in the body. It is a central nervous system depressant that is rapidly absorbed from the stomach and small intestine into the bloodstream. The Mayo Clinic advises that moderate alcohol consumption may provide some health benefits. These can include reducing risk of developing and dying from heart disease. There’s a possible reduction in the risk of ischemic stroke, which occurs when the arteries to the brain narrow or become blocked, impacting blood flow. Some think that moderate alcohol consumption may reduce one’s risk of diabetes.

The Harvard Medical School indicates that moderate drinking protecting against cardiovascular disease and diabetes makes sense biologically and scientifically. Moderate amounts of alcohol raise levels of high-density lipoprotein (HDL, or “good” cholesterol), and higher HDL levels are associated with greater protection against heart disease. Moderate alcohol consumption has also been linked with beneficial changes ranging from greater sensitivity to insulin to improvements in factors that influence blood clotting.

Alcohol has a dark side, too. Its most pronounced issue is the toll it can take on the liver. Heavy alcohol use can cause inflammation or scarring of the liver. The World Cancer Research Fund also ties alcohol to cancers of the mouth, pharynx, larynx, esophagus, breast, liver, colon, and rectum. People who cannot control their drinking can develop addictions that affect both their personal and professional lives.

Moderation is essential when consuming alcohol. Those who do not currently drink are not advised to do so just for the potential health benefits. However, people who have one to two drinks (12 ounces of beer, eight ounces of malt liquor, five ounces of wine, or 1.5 ounces of liquor) on a regular basis and are healthy overall should generally have few problems, according to the Mayo Clinic. Still, it is always best to consult with a physician about alcohol consumption and its potential effects on one’s overall health.

Lifestyle

Leisure & Lifestyle

How Home Designs will Change!

COVID-19 has brought changes to everything, and home design is no exception. Experts are expecting to see lasting impacts on everything from the materials we use to the rooms we prioritize. Check out these and other noteworthy trends:

Houses over apartments: Many people who live in condos or apartments do so to be closer to the action – work, entertainment and shops – and never planned on spending much time at home. But the pandemic has changed that, and more people are going to want a home that offers plenty of room and outdoor space in case they need to self-isolate again.

Self-sufficiency: A hard lesson we’ve learned is that things and services we thought we could count on aren’t necessarily a sure thing, so items that increase self-reliance will become very popular. Expect to see more homes with sources of energy like solar panels, sources of heat like fireplaces and stoves, and even urban and indoor gardens that allow you to grow your own produce.

Outdoor living: Between playgrounds closing and parks becoming overcrowded, many of us are turning to our balconies, patios and backyards for fresh air and nature. This means we’re going to be investing more in our outdoor spaces, with functional kitchens, soothing water features, cozy firepits, and high-quality outdoor furniture to create a much-needed escape.

Healthier spaces: Thanks to spending more time indoors and reprioritizing our health, we’ll turn to design to help ensure our homes are safe and healthy for our families. We’ll see a rise in products like water filtration systems as well as materials that improve indoor air quality. For new homes and additions, alternatives to wood-framing like insulated concrete forms from Nudura, which offer improved ventilation for healthier indoor air quality and an environment that’s less susceptible to mold, will be key.

Home office space: Business experts are suggesting many companies will see that working from home is not only possible but offers tangible benefits, like saving money on office space rent. With working from home on the rise, creating a home office space that inspires productivity will be a major project many of us tackle. Luxury home office furniture that feels chic and blends into your décor as well as ergonomic chairs and desks will see a major boost.

Custom and quality: With the hit to the economy, people are going to be buying less, but what they do buy will be better quality, while at the same time making an effort to support American businesses. When it comes to design, trends will shift to locally made furniture, custom-built homes and pieces and materials that stand the test of time.

Find more information at nudura.com

Business Services

Business Acquisitions

BUSINESS OPPORTUNITIES FOR SALE!

* 1974 Swiss Trust Company
Established 1974
Place of Incorporation Zug, Switzerland
Interested Parties Call for Details & Price: +1-310-415-3545