What you will find in this edition
- Editor’s Note:
Let Some Fires Burn Themselves Out - Business Tools:
The American Express Black Card Update - Business Technology:
Simple Tech Solutions to Make Daily Life Easier - Executive Psychology:
Coping with Seasonal Affective Disorder - Executive Fitness:
Where to Find Vaccine Information in the United States - International Spirits & Cuisine:
Prepare an Authentic Charcuterie Platter for Super Bowl - Leisure & Style:
Homegating vs. Tailgating - Travel:
Travel Insurance During a Pandemic - Corb7 International Services:
90-Year-Old Vintage Swiss Trust Company
International Business
Editor’s Note
Let Some Fires Burn Themselves Out!
The cops arrived at the front door of the college fraternity house around 10:00 PM.
They were looking for its president. It was a warm fall evening that often makes the Northeastern United States a wonderful place to be. The post football game party was going full throttle. Beer was flowing and apparently sparks from the flames of the backyard pig roast had gotten the neighbors’ attention. It was 1979, the sparks had reached the second story, and the fraternity president was yours truly.
Oh, well, live and learn. The police politely asked us to put the fire out and we complied. One simple (but too large) fire and it was quickly extinguished. Ahhh…but what if in the wisdom of our youth we had decided to have a dozen or so roasts going at the same time. This then becomes a little different matter, more than likely a forest fire. At some mathematical point between 1 and 12, solving the problem of controlling and then eventually putting out the fires becomes impossible.
This leads us to our quandary. One of the most common problems that entrepreneurs must do battle with is their own need to control everything. Half a dozen to dozen problems (fires) going at the same time is not rare. Sound familiar? Trying to control more than you can; leads to burnout, anger and often regret. And if you, in the wisdom of YOUR years, are saying … “yeah but”… you are no doubt a business owner. Welcome! The good news is there is hope.
Let’s continue with our fire analogy. Have you ever really considered that some fires, left to their own means, will burn themselves out? This might be hard to believe but it is true. These are problems that you may have no influence over, or they may be too large at first to properly handle. If you actually visualize fires burning, it may help you understand that YOU can only be stretched so far. We are discussing much more than mere prioritization. The battle is not whether an item is an “A, B or C” priority. You and I know that EVERYTHING is an “A” priority. Our goal is to take this to a deeper level that translates to peace of mind.
I have been told that in AA (Alcoholics Anonymous) the Serenity Prayer is used for just this type of purpose. Even if you are not religious, choosing to eliminate the term God can make this a viable tool. So let’s give it a shot…”grant me the serenity to accept the things I cannot change, courage to change the things I can and the wisdom to know the difference.”
If you use both these tools, the visualization of multiple fires and the Serenity Prayer, perhaps you can focus better on those issues that are most important. You may also be more prepared to run the race of life, which after all is a marathon, not a sprint.
International Business
Business Tools
The American Express Black Card
Made of titanium and perhaps the most prestigious business card in the world, the American Express Centurion Card also has an interesting backstory. Here is that story and if you are so inclined how to can qualify for one. Is it worth the $10,000 initiation fee plus the $5,000 annual fee?
International Business
Business Technology
Simple Tech Solutions to Make Daily Life Easier
Technology has become such a part of the fabric of daily life that it’s easy for anyone to take their favorite gadgets and gizmos for granted. It’s only when power outages strike or batteries run out of power that people stop and realize just how vital a role technology plays in their daily lives.
Technology is always evolving. Whether it’s system updates on a smartphone or the latest incarnation of a popular tablet, technology does not sit still. That ever-evolving nature means there’s likely a simple tech solution out there to help anyone make daily life a little easier.
· WiFi extender: The pandemic forced many people to spend more time at home than ever before. While keeping their social distance, homeowners may have noticed a few spots in their home where it’s hard to get a strong and/or consistent WiFi signal. A WiFi extender is a simple, easily installed and inexpensive way to remedy spotty WiFi signals around the home.
· Auto shut-off wall outlet: Parents who spent much of 2020 working from home as their kids were engaged in remote learning recognize that distractions ruled the day during the pandemic. Auto shut-off wall outlets can act as something of a safety net, turning off devices like curling irons and panini grills that distracted parents mistakenly left plugged in.
· Portable phone charger: Portable phone chargers can ensure that smartphones don’t run out of juice while users are out and about. Modern smartphones do more than ever, and users rely on them to message friends and family, respond to work emails, stream their favorite songs and movies, and perform a host of other functions, all in a given day. Portable chargers are compact and lightweight, and solar-powered varieties can be especially useful when spending a full day in the great outdoors.
· USB port hub: A USB port hub can help professionals who suddenly found themselves working full-time from home using a laptop. Laptops may or may not come with enough USB ports, but a port hub can help professionals adapt to working from home without having to change their computers. A port hub, which may include as many as 10 ports, can ensure wireless accessories like a mouse or keyboard remain charged even when using laptops with insufficient ports.
Technology has affected every aspect of daily life. When confronted with problems in a typical day, consumers can rest easy knowing there’s likely a simple and even affordable tech-based solution to that problem.
International Business
Executive Psychology
Coping with Seasonal Affective Disorder
Winter can be an awe-inspiring time of year. Snow-covered landscapes and opportunities to enjoy sports like skiing and snowboarding make winter a favorite time of year for nature enthusiasts and athletes.
As fun as winter can be, many people struggle with the transition from warm weather and long, sunny days to cold weather and reduced hours of sunlight. Sometimes mistaken or misidentified as the “winter blues,” this phenomenon is known as seasonal affective disorder, or SAD.
What is seasonal affective disorder?
According to the National Institutes of Mental Health, SAD is a type of depression. The NIH notes that a person must meet full criteria for major depression coinciding with specific seasons for at least two years to be diagnosed with SAD. The American Psychiatric Association says symptoms of SAD can be distressing and overwhelming and even interfere with daily functioning.
The APA notes that SAD has been linked to a biochemical imbalance in the brain that’s prompted by shorter daylight hours and less sunlight in winter. As the seasons change, a shift in a person’s biological internal clock or circadian rhythm can lead to them being out of step with their normal routines. That can contribute to various symptoms, including:
· Feeling sad or depressed
· Loss of interest or pleasure in activities once enjoyed
· Changes in appetite, usually eating more and craving carbohydrates
· Loss of energy or increased fatigue despite increased sleep hours
· Increase in purposeless physical activity or slowed movements or speech that may be noticed by others
· Feeling worthless or guilty
· Difficulty thinking, concentrating or making decisions
· Thoughts of death or suicide
Overcoming SAD
The weather can’t be changed, but people can speak with their physicians about the following strategies to overcome SAD.
· Light therapy: According to the APA, light therapy involves sitting in front of a light therapy box that emits a very bright light. In the winter, patients typically sit in front of the box for 20 minutes each morning, and they may see some improvements within one to two weeks of beginning treatment. Light therapy is usually continued throughout the winter.
· Medication: The APA notes that selective serotonin reuptake inhibitors, or SSRIs, are a type of antidepressant that are sometimes prescribed to treat SAD.
· Spending time outdoors: People with SAD who don’t typically spend much time outdoors when the temperatures dip may notice their symptoms improve if they make a concerted effort to spend time outdoors in winter.
· Rearrange rooms in the home: The APA notes that rearranging rooms and furniture in a home or office to allow more natural light in during the daytime can help improve symptoms of SAD.
SAD is a legitimate concern for millions of people across the globe. Working with a physician to overcome SAD can help people successfully transition to days with fewer hours of sunlight.
Lifestyle
Executive Fitness
Where to Find Vaccination Information in the United States!
Every state in the United States has started administering COVID-19 vaccinations. The rollout of COVID-19 vaccines varies by state, and below is where residents of all 50 states, as well as Washington, D.C. and Puerto Rico, can go to learn about being vaccinated.
· Alabama: www.alabamapublichealth.gov/
· Alaska: http://dhss.alaska.gov/
· Arizona: https://podvaccine.azdhs.gov/
· Arkansas: https://www.healthy.arkansas.gov/programs-services/topics/covid-19-vaccination-plan
· California: http://cairweb.org/covid/
· Colorado: https://covid19.colorado.gov/for-coloradans/vaccine/vaccine-for-coloradans
· Connecticut: https://portal.ct.gov/DPH/Immunizations/Enroll-in-the-COVID-19-Vaccination-Program
· Delaware: https://coronavirus.delaware.gov/vaccine/
· Florida: https://floridahealthcovid19.gov/
· Georgia: https://dph.georgia.gov/covid-vaccine
· Hawaii: https://hawaiicovid19.com/
· Idaho: https://coronavirus.idaho.gov/covid-19-vaccine/
· Illinois: https://www.dph.illinois.gov/covid19/vaccination-plan
· Indiana: https://www.coronavirus.in.gov/vaccine/
· Iowa: https://idph.iowa.gov/Emerging-Health-Issues/Novel-Coronavirus/Vaccine
· Kansas: https://www.coronavirus.kdheks.gov/
· Kentucky: https://govstatus.egov.com/ky-covid-vaccine
· Louisiana: https://ldh.la.gov/covidvaccine/
· Maine: https://www.maine.gov/covid19/vaccines
· Maryland: https://covidlink.maryland.gov/content/vaccine/
· Massachusetts: https://www.mass.gov/info-details/covid-19-vaccination-program
· Michigan: www.Michigan.gov/COVIDvaccine
· Minnesota: https://www.health.state.mn.us/diseases/coronavirus/vaccine/plan.html
· Mississippi: https://msdh.ms.gov/msdhsite/_static/14,0,420,976.html
· Missouri: https://ltc.health.mo.gov/archives/14529
· Montana: https://dphhs.mt.gov/publichealth/cdepi/diseases/coronavirusvaccine
· Nebraska: http://dhhs.ne.gov/Pages/COVID-19-Vaccine-Information.aspx
· Nevada: https://nvhealthresponse.nv.gov/wp-content/uploads/2020/12/NEVADA-COVID-19-VACCINE-PLAYBOOK-VERSION-2.0.pdf
· New Hampshire: https://prd.blogs.nh.gov/dos/hsem/?page_id=10681
· New Jersey: https://covid19.nj.gov/pages/vaccine
· New Mexico: https://cvvaccine.nmhealth.org/
· New York: https://am-i-eligible.covid19vaccine.health.ny.gov/
· North Carolina: https://covid19.ncdhhs.gov/vaccines
· North Dakota: https://www.health.nd.gov/covid-19-vaccine-information
· Ohio: https://www.ohiohealth.com/covid-19/covid-19-vaccinations/
· Oklahoma: https://vaccinate.oklahoma.gov/
· Oregon: https://covidvaccine.oregon.gov/
· Pennsylvania: https://www.health.pa.gov/topics/disease/coronavirus/Pages/Vaccine.aspx
· Puerto Rico: https:www.salud.gov.pr
· Rhode Island: https://covid.ri.gov/vaccination
· South Carolina: https://scdhec.gov/covid19/covid-19-vaccine
· South Dakota: https://doh.sd.gov/Covid/Vaccine/Public.aspx
· Tennessee: https://www.tn.gov/health/cedep/ncov/covid-19-vaccine-information.html
· Texas: https://www.dshs.state.tx.us/coronavirus/immunize/vaccine.aspx
· Utah: https://coronavirus.utah.gov/vaccine-distribution/
· Vermont: https://www.healthvermont.gov/covid-19/vaccine/covid-19-vaccine-dashboard
· Virginia: https://www.vdh.virginia.gov/covid-19-vaccine/
· Washington: https://www.doh.wa.gov/Emergencies/COVID19/vaccine
· Washington, D.C.: https://coronavirus.dc.gov/vaccinatedc
· West Virginia: https://dhhr.wv.gov/COVID-19/Pages/Vaccine.aspx
· Wisconsin: https://www.dhs.wisconsin.gov/covid-19/vaccine-about.htm
· Wyoming: https://health.wyo.gov/publichealth/immunization/wyoming-covid-19-vaccine-information/county-covid-19-vaccine-information/
Lifestyle
Spirits & Cuisine
Prepare Authentic Charcuterie Platter for Super Bowl
Artisanal charcuterie meats have exploded recently in popularity. These savory plates make a perfect appetizer or even a light meal.
Darryl Fletcher, better known as “Chef D” to fans of his television show, is also corporate chef for Piller’s Fine Foods. He recommends the following tips for a perfect charcuterie party platter.
Start with premium deli meats such as high end salamis or prosciuttos. The Black Kassel line includes a wide array of salamis such as Old Forest, Picante and Mustard Seed. Also available is Speck, which is like a smoked prosciutto. These allergen-free products – free of milk, eggs, fish, tree nuts, peanuts, wheat, and soybeans – are also available at major grocery stores.
For crudités, Fletcher recommends assorted pickles, assorted sliced fruit, like figs and pears, and grapes. For condiments, choose grainy Dijon mustard, honey or honeycomb, and specialty jam or chutney. And for specialty cheeses, Parmigiano-Reggiano, Manchego, triple cream brie, or aged cheddar work well.
But it’s also important to combine the correct beer and wine with the platter. For Old Forest salami, a flower-shaped lean blend of pork with a delicate flavor, go with a pale lager. Mixed with finely chopped mustard seed and a hint of garlic, Mustard Seed salami is perfect with an unoaked Chardonnay. The cayenne pepper in the gypsy salami gives it a semi-hot spicy flavor that pairs well with Riesling. Featuring habanero peppers, Picante salami is great teamed with Gewürztraminer.
Life Style
Leisure & Style
“Homegating” for American Football Playoffs
Homegates” can help fill the void for seasoned tailgaters until restrictions are lifted and parking lots once again become party central on weekend afternoons.
Tailgating is a time-honored and beloved tradition among football fans. The festive atmosphere on the grounds outside the stadium prior to kickoff compels millions of people to see their favorite team in person each football season.
The smell of barbecue and the thrill of pickup games in the parking lot is integral to fans’ game day experiences, but such get-togethers were largely forbidden during the 2020-21 football season. Due to the COVID-19 pandemic, many college and professional football teams significantly reduced the number of fans they allowed inside their stadiums, and many prohibited pre- and postgame tailgating.
Though nothing can replace the atmosphere of a stadium parking lot tailgate, fans can do their best to recreate a safe experience at home for this year’s football playoffs. “Homegates” can help fill the void for seasoned tailgaters until restrictions are lifted and parking lots once again become party central on weekend afternoons.
· Stay outdoors. It can be tempting to host fellow fans indoors this playoff season, but staying outside can reduce the risk of exposure to the COVID-19 virus and help hosts recreate an authentic tailgating atmosphere for themselves and their fellow fans. Set up a television, seating and some exterior heat lamps outside and watch the game outdoors. Let guests know the party will take place outside. The Centers for Disease Control and Prevention notes that the COVID-19 virus spreads more easily in indoor spaces than outdoor areas, so hosts who are unsure if guests can stay outdoors for the duration of the game should keep that in mind when planning the festivities. If necessary, invite only those fans who commit to staying outdoors all day.
· Load up on food. Food is a big part of tailgating, so any successful homegate should feature a lot of food. Encourage guests to bring their own portable grills or outdoor fryers, as well as their own plates and eating utensils, to reduce the likelihood that guests will contact potentially contaminated surfaces. Just make sure everyone has enough elbow room to safely cook up their signature tailgate foods.
· Provide a safe way for guests to use the restroom. Hosts and their guests will need to use the restroom at some point during the day. It’s hosts’ responsibility to provide a safe place for guests to relieve themselves. Before the first guest arrives, clean the bathroom with disinfectant top to bottom, and make sure to have hand sanitizer and wipes readily available to everyone. Ask that guests waiting to use the restroom remain outside until it’s free to use.
Homegates have replaced tailgates this football season. Thankfully, football fans can embrace various safety measures to recreate the tailgating experience for themselves and their fellow fans.
Lifestyle
Travel
Travel Insurance in a Pandemic
As various parts of the world begin to slowly reopen, people looking forward to traveling or vacationing should know that many travel insurance policies do not provide coverage for travelers who decide to cancel their plans due to concerns about a pandemic.
According to AARP, many insurance companies explicitly state in travel insurance policies that pandemics are excluded as reasons for canceling a trip. Travel insurance providers note that exclusion exists because pandemics are extremely unpredictable, which makes it difficult to properly assess the risk of one happening when determining the cost of a policy. In the wake of the COVID-19 outbreak, some travel insurance providers expressed a willingness to be flexible, with some even offering refunds to customers who became ill with the virus prior to their trips. However, such flexibility is not uniform, and travelers, such as those who have not tested positive for the virus, may need to find alternative solutions if they do not want to travel but have already booked vacations. Travel agents or others who helped book travel reservations may be willing to serve as intermediaries between travelers and hotels or rental property owners to increase the chances that vacationers are not stuck paying for vacations they have no intention of taking.
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